Vehicle Loans
Sun East offers a wide range of vehicle terms and low-interest rates to help make your vehicle payment fit within your budget. You’ll receive an additional .25% rate discount** on your loan with automatic payment transfer from your Sun East Checking Account.
You’ll Receive More Than Just a Great Rate on Your Vehicle Loan
Protect your loan from a covered life event with optional Guaranteed Asset Protection (GAP) Plus Deductible Assistance1 and Sun East Loan Shield – it’s easy to apply, and with our Express Draft Check program, you’re in control of the purchase experience!
Optional Sun East Loan Shield protection could make payments when you can’t.2 Protect your family and erase your debt. Sun East Loan Shield with Life Plus adds protection for financially stressful life events such as hospitalization, family medical leave and involuntary unemployment. Protect your loan balance or loan payments today so your family can worry a little bit less about tomorrow.
GAP Plus Deductible Assistance protects you from having to make payments on a totaled car by covering the “gap” between what your insurance company will payout and the amount of money you owe on the auto loan.
Express Draft Check empowers our members to shop for their next vehicle with a live bank check. The process is more streamlined.
As a Sun East member, you may qualify for special discounts on vehicle insurance.3 Combine your coverage with another car or home policy, and you could save even more!
Pre-approved Loan Offers
Sun East offers many of our members, registered for Online and Mobile Banking, an easy way to get access to the money they need with a feature called “My Loan Offers.” Check out “My Loan Offers” for available pre-approved loan offers.
Explore Your Vehicle Loan Options from Sun East
Sun East wants to help you live your life boldly – enjoy the call of the wild and the open road! We offer several vehicle loan options to enhance life experiences.
Boat Loans
Sun East offers Boat Loans with terms ranging up to 120 months, at competitive rates with a maximum loan amount of $150,000.
Recreational Vehicles (RVs)
Sun East offers RV Loans with terms of up to 180 months, at competitive rates with a maximum loan amount of $150,000.
Motorcycle, ATV, and Personal Watercrafts
Sun East offers Motorcycle, ATV, and Personal Watercraft Loans with terms of up to 72 months, at competitive rates with a maximum loan amount of $35,000.
Vehicle Rate | As Low As…
5.74%
APR+
Boat Loans | As Low As….
7.24%
APR+
Recreational Vehicles Loans | As Low As….
6.99%
APR+
Motorcycles, ATV, and Personal Watercraft Rates | As Low As…
6.29%
APR+
Benefits of a Sun East Vehicle Loan
As a member of Sun East, you receive discounts and access to additional protection related to your vehicle.
- Free quote for exclusive discounts on auto insurance
- Competitive rates and flexible terms up to 96 months
- Discount on loan payment when you use automatic payment transfer from a Sun East Checking Account
- Access to optional Loan Shield protection and GAP insurance
- Express Draft Check that gives you the flexibility to work with any authorized dealer to purchase your vehicle
Frequently Asked Questions About Auto Financing and Extras
You can get a .25% loan discount with automatic payment transfer from a Sun East checking account.
Guaranteed Asset Protection (GAP) offers members financial security in the event of theft or total loss of their GAP-covered vehicle. This helps alleviate the financial strain by covering the difference between the member’s primary insurance settlement and the remaining balance on their vehicle loan, specifically for expenses linked to their vehicle purchase. Talk to your loan officer about the possibility of adding GAP Insurance